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Question by Michelle P: Canadian Income Tax – Eligbile “Work @ Home Expenses)?
I am a salaried employee who works from home. Fortunately my company pays for many expenses (company car/gas/insurance, cell phone, home phone, internet). However, we are given T2200 forms each year to deduct a portion of our Electricity/Heat/Water etc. I use the home space inexcess of 50% of the time for my work (so I am eligible for deductions)….it is roughly 3.5% of my total square footage of my house. However, I understand that unless you are a commissioned employee you cannot deduct property taxes etc. I also understand you cannot deduct mortgage “interest”, BUT can I deduct a portion of my mortgage “principle” as it pertains to the ratio of space I occupy for my work? Look forward to your advice, and thank you in advance.

Best answer:

Answer by quizzard123
I don’t have any experience with the whole ‘work at home’ issue, but one thing I can tell you is that you’ve got the mortgage issue backwards.

If anything is deductible, it is the interest on the mortgage, not the principal. Principal is never deductible

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Most popular Mortgage Rates eBay auctions:

PRIVATE EYE MAGAZINE #307 MORTGAGE RATE GOVERNMENT GETS TOUGH
US $11.04
End Date: Friday May-25-2012 8:36:58 PDT
Buy It Now for only: US $11.04
Buy it now | Add to watch list

Adjustable-Rate Mortgages and Mortgage-Backed Securities Complete, Jess Lederman
US $19.99
End Date: Saturday May-26-2012 19:34:31 PDT
Buy It Now for only: US $19.99
Buy it now | Add to watch list

Some recent Mortgage Rates auctions on eBay:

PRIVATE EYE MAGAZINE #307 MORTGAGE RATE GOVERNMENT GETS TOUGH
US $11.04
End Date: Friday May-25-2012 8:36:58 PDT
Buy It Now for only: US $11.04
Buy it now | Add to watch list

Adjustable-Rate Mortgages and Mortgage-Backed Securities Complete, Jess Lederman
US $19.99
End Date: Saturday May-26-2012 19:34:31 PDT
Buy It Now for only: US $19.99
Buy it now | Add to watch list

Mortgage Rates eBay auctions you should keep an eye on:

PRIVATE EYE MAGAZINE #307 MORTGAGE RATE GOVERNMENT GETS TOUGH
US $11.04
End Date: Friday May-25-2012 8:36:58 PDT
Buy It Now for only: US $11.04
Buy it now | Add to watch list

Adjustable-Rate Mortgages and Mortgage-Backed Securities Complete, Jess Lederman
US $19.99
End Date: Saturday May-26-2012 19:34:31 PDT
Buy It Now for only: US $19.99
Buy it now | Add to watch list

Most popular Mortgage Rates eBay auctions:

PRIVATE EYE MAGAZINE #307 MORTGAGE RATE GOVERNMENT GETS TOUGH
US $11.04
End Date: Friday May-25-2012 8:36:58 PDT
Buy It Now for only: US $11.04
Buy it now | Add to watch list

Adjustable-Rate Mortgages and Mortgage-Backed Securities Complete, Jess Lederman
US $19.99
End Date: Saturday May-26-2012 19:34:31 PDT
Buy It Now for only: US $19.99
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PRIVATE EYE MAGAZINE #307 MORTGAGE RATE GOVERNMENT GETS TOUGH
US $11.04
End Date: Friday May-25-2012 8:36:58 PDT
Buy It Now for only: US $11.04
Buy it now | Add to watch list

Adjustable-Rate Mortgages and Mortgage-Backed Securities Complete, Jess Lederman
US $19.99
End Date: Saturday May-26-2012 19:34:31 PDT
Buy It Now for only: US $19.99
Buy it now | Add to watch list

Most popular Mortgage Rates eBay auctions:

PRIVATE EYE MAGAZINE #307 MORTGAGE RATE GOVERNMENT GETS TOUGH
US $11.04
End Date: Friday May-25-2012 8:36:58 PDT
Buy It Now for only: US $11.04
Buy it now | Add to watch list

Adjustable-Rate Mortgages and Mortgage-Backed Securities Complete, Jess Lederman
US $19.99
End Date: Saturday May-26-2012 19:34:31 PDT
Buy It Now for only: US $19.99
Buy it now | Add to watch list

1981 Press Photo Mortgage Percent Interest Rate Year
US $29.88
End Date: Thursday May-31-2012 23:29:10 PDT
Buy It Now for only: US $29.88
Buy it now | Add to watch list

Mortgage Rates eBay auctions you should keep an eye on:

PRIVATE EYE MAGAZINE #307 MORTGAGE RATE GOVERNMENT GETS TOUGH
US $11.04
End Date: Friday May-25-2012 8:36:58 PDT
Buy It Now for only: US $11.04
Buy it now | Add to watch list

Adjustable-Rate Mortgages and Mortgage-Backed Securities Complete, Jess Lederman
US $19.99
End Date: Saturday May-26-2012 19:34:31 PDT
Buy It Now for only: US $19.99
Buy it now | Add to watch list

1981 Press Photo Mortgage Percent Interest Rate Year
US $29.88
End Date: Thursday May-31-2012 23:29:10 PDT
Buy It Now for only: US $29.88
Buy it now | Add to watch list